honest heart company
GAP GRANT FUND
established to help families with children improve their quality of life by providing financial support in their efforts to access quality mental health services and special education.
in development
out of reach
The cost of quality mental/emotional (behavioral) health services is one of the largest barriers for families seeking this type of care for their kids and/or themselves. For those with insurance, many of the best and most specialized mental health clinicians are out-of-network (versus in-network). This is often because insurance companies are not willing to pay a fair rate. Insurance out-of-network share of the cost is insufficient compared to clinician fees, creating a costly gap between what is covered by insurance and what is to be afforded by a family in pursuit of quality, thus effective, thus life improving care.
Other barriers to quality care include: stigmatization, geographical location, lack of education, shortage of professionals (including specialized professionals) and lack of availability of professionals.
example cost simplified
Quality Comprehensive Therapy
(90 hrs: 8 hrs/month; 11 months)
Provider Rate: $225/hr
Total Cost: $20,250
Insurance Responsibility: $4,900
(out-of-network)
$8,000 deductible; 40% reimbursement
after deductible met
Family Responsibility: $15,350
($8,000 deductible + 60% co-pay of remaining balance after deductible met)
define quality
Ultimately, quality care can be described as effective care and measured by several outcomes and defined by many key factors. A clinician's ability to provide a level of care built on these key factors increases the likelihood of achieving favorable outcomes. Some factors of quality care are:
Safe
Specialized
Timely
Dependable
Patient-centered
Efficient
One the of the many issues with in-network mental health care is providers asserting the ability to treat conditions (or use methods) with limited to no experience and/or favorable outcomes in doing so. Effective care is commonly specialized.
gap grants
Gap Grants are meant to help fill in the cost gap between what insurance covers and what families can afford. We seek to administer grants through appropriate organizations, clinicians and facilities.
Share the Cost - Private Clinician $3000
For families seeking comprehensive or intensive therapy for a child or parent at an established clinician's office with specialized experience and favorable outcomes.
Share the Cost - In/Outpatient Program: $2800
For families seeking comprehensive/intensive therapy for a child or parent at an established medical facility with specialized experience and favorable outcomes.
Share the Cost - Group: $1200
For families seeking group therapy for a child or parent.
Take a Break: (future)
For caregivers
fund development
contribute at least 40% of honest heart's net profit to its gap grant fund.
2022 goal
grant 1 of each grant by year's end (including special education)
$10,000
special needs education
Children with special needs (non-neurotypical) often have social-emotional developmental challenges and mental health conditions like anxiety that require mental (behavioral) health services. Special needs schools often integrate services like occupational and speech therapy, social skills and counseling into the school day with individualized curriculum. Gap Grants for special needs education are meant to assist families with the cost of private, special needs education. The average cost of tuition (pre financial aid) ranges from $20-$40k.
Special Needs Education - K-5: $3000
For families seeking quality, private special needs education for their child at an established, reputable school with specialized, integrated developmental services and favorable outcomes.
Take a Break: (future)
For caregivers